AI Regulation by Industry

Annex III Class IIb+ medical device AI is high-risk. Clinical decision support, diagnosis, treatment recommendation AI requires conformity assessment, CE marking, and post-market monitoring.

NYC LL 144 covers employment decisions only — not clinical AI. Healthcare employers using AI for hiring are covered.

AI that makes consequential decisions in healthcare (diagnosis, treatment, medication) is high-risk under CO AI Act. Impact assessment + consumer notice required.

Illinois AIVIRA covers employment AI (video interview analysis, resume screening) only. Clinical AI is not covered.

Annex III Item 2: AI used for recruitment, selection, CV screening, promotion, and termination is high-risk. Full conformity assessment required.

Core use case for NYC LL 144. Any automated employment decision tool (AEDT) used for NYC-based hiring or promotion must have an annual third-party bias audit and public posting.

Employment decisions (hiring, promotion, termination, compensation) affecting Colorado employees are covered. Impact assessment + consumer rights required.

Illinois AIVIRA (HB 2557) specifically covers AI video interview analysis tools. Employers must notify candidates and report demographic data annually to the IDHR.

Annex III Item 5b: AI for creditworthiness assessment and credit scoring is high-risk. Full conformity requirements apply. GDPR Art. 22 profiling rules also apply.

NYC LL 144 covers employment decisions only — lending AI is not covered under this law. Federal ECOA/FCRA and NYC Human Rights Law may apply separately.

Credit and lending decisions (loan approvals, pricing, leases) affecting Colorado consumers are covered. Impact assessment + opt-out + adverse action notice required.

Illinois AIVIRA covers employment AI only — lending and credit AI is out of scope.

Annex III Item 5c: AI for life and health insurance risk assessment and pricing is high-risk. Third-party conformity assessment required for some uses.

NYC LL 144 covers employment decisions only — insurance underwriting AI is not covered unless used for employment purposes.

Insurance applications, pricing, and claims decisions affecting Colorado consumers are covered. Impact assessments, consumer notice, and opt-out rights required.

Illinois AIVIRA covers video interview AI only. Insurance AI is out of scope, though Illinois Department of Insurance has separate guidance on AI underwriting.